Professional Liability

Professional Liability

Your business faces risk every day, and those risks require protection. Without the right protection, you could lose your clients, your reputation, your company, and even your personal assets. Losses and lawsuits can come in many ways. Professional Liability Insurance, commonly referred to as Errors & Omissions Insurance, addresses the unique accusations experts may face. This coverage is designed for people in Professional Service industries or anyone who offers advice. Professional liability insurance is coverage that protects businesses from claims of negligence or misconduct related to services provided.

Jobs that typically carry Professional Liability include (but are not limited to) Lawyers, Doctors, Healthcare Professionals, Non-Profit Clinics, Engineers, Architects, Accountants, Consultants, Real Estate professionals, Information Technology (IT), Appraisers, Advertising Agencies, Graphic Designers, Interior Designers, Home Inspectors and many others. If your business relies on your expertise, you are typically expected to have extensive training in your field. Your work must meet standards set by your state, industry, or client contracts. Fail to meet these standards, and you could wind up in court. We provide dedicated policies for private companies, public companies, nonprofit organizations, financial institutions, as well as managed care organizations, healthcare organizations, community homeowners associations, and most any Professional Services. You’ll get the coverage that fits your unique business, responsibilities, and exposures. Choose either standalone coverage or a suite of coverages on a single policy. We have the flexibility to adapt to you and your business.

• Cyber Risk Insurance
• Directors & Officers (D&O) Liability Insurance
• Employment Practices Liability Insurance (EPLI)
• ERISA Fidelity Insurance
• Errors & Omissions Insurance (E&O)
• Fidelity & Crime Insurance
• Fiduciary Liability Insurance
• Financial Institutions Bond
• Identity Fraud Expense Reimbursement Insurance
• Kidnap & Ransom Insurance
• Nonprofit Directors & Officers Liability Insurance
• Property/Casualty for Financial Institutions

To find out more about our Professional Liability Insurance, contact Independent Agents of Kentucky today at 502-459-8880.