Our Blog

  • flooded wooden house

    What is water backup coverage and why is it important?

    Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair. Water backup coverage is optional coverage […]

    July 8, 2020

  • Restaurant Gift Card Giveaway

    In support of local businesses, we’re giving away a $25 gift card to Hillcrest Tavern on Frankfort Avenue or Old Louisville Tavern downtown. Contest ends June 25th, at 5:00 PM EST. The prize will go to ONE winner. The prize will go to ONE winner. For a chance to win, visit our Facebook page! https://bit.ly/3d11WC5 […]

    June 12, 2020

  • line of paint cans

    How to Update your Home — Without Spending Thousands

    It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself. Don’t believe it? Just check out our list of […]

    June 8, 2020

  • teacher standing in front of a classroom

    7 Facts About Teachers That Might Surprise You

    “What really makes a teacher is love … for it is love that transforms the social duty of the educator into the higher consciousness of a mission.” Almost everyone has a story about a teacher who inspired them—the one who made learning fun, ignited a passion for a specific topic, or even pushed students hard […]

    May 4, 2020

  • Covid-19 Here For You

    Due to COVID-19, we want to assure our customers that Independent Agents of Kentucky is here for you during this challenging time. We can still assist you with your insurance needs and are available to do policy reviews to confirm that you have the best rates during our current financial hardship that most of the […]

    April 27, 2020

  • man in new car

    I Just Bought a New Car. What Insurance Coverage Do I Need?

    Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off your list: the right car insurance. While some auto coverage options are essential whatever the age of your car, new vehicles […]

    April 8, 2020

  • cat peeking over couch

    Keep Your Pets Safe in a Disaster

    A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a disastrous storm or other event. Your family emergency plan should include considerations for Fluffy or […]

    March 18, 2020

  • bird on electric line

    Why You Need Service Line Coverage

    Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about them when service is interrupted. And when that happens, you may be surprised by what your basic […]

    February 20, 2020

  • NZDM Starion OEM first aid kit

    Stay Safe on (and off) the Road This Winter With These Items for Your Car

    You keep your home stocked with supplies to use in case of emergency. (Right?) What about your car? During winter, extreme weather and road conditions can lead to all kinds of trouble when you’re traveling — crashes, getting stuck, getting lost. And cold temperatures make those situations even more dangerous than usual. So keep a […]

    February 6, 2020

  • family stickers on car

    What to Consider When Choosing Auto Insurance

    Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to find out you’re underinsured. When […]

    January 13, 2020