Motorcycle Insurance

Ride safe and get the coverage you need. Serving Louisville and all of Kentucky.

Street cycles, Harley Davidsons, cruisers, touring bikes, dirt bikes and more — if you live in Kentucky, chances are we cover what you ride.

As a local, independent insurance agency, Independent Agents of Kentucky can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers.

Request a free online quote or call us at 502-459-8880 to get started.

Common Coverage Options

Your motorcycle insurance can include any or all of the options below — contact Independent Agents of Kentucky today to discuss what coverage is best for you.

Custom Parts and Equipment

If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Roadside Assistance

Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Let us help make sure you’re covered before you hit the streets of Louisville — talk to Independent Agents of Kentucky today to find out how to get the best value on the motorcycle insurance.


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We're Moving

Our insurance agency is continuing to grow, so we are moving to a new location at 806 Stone Creek Parkway, Suite 1, Louisville, KY 40223. The new office is just off of S. Hurstbourne Parkway between Shelbyville Road and Interstate 64.

We will only be about 4-5 miles from the current office. All phone numbers, email addresses and other forms of contact will remain the same.

Our last day at the current office will be Wednesday April 14th. We will be moving on April 15th and 16th and then re-open at the new location on Monday April 19th. During the move, our access to email and Voicemail may be limited. However, if you leave a message, we should get back to you within 24 hours. Feel free to contact us if you have any questions. Thanks!