Personal Umbrella Liability Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Kentucky – What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you?re covered.

Louisville – Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor?s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there?s a good chance your current liability limits wouldn?t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Independent Agents of Kentucky to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – talk to Independent Agents of Kentucky today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 502-459-8880 to speak with one of our agents and determine the right coverage for you.


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We're Moving

Our insurance agency is continuing to grow, so we are moving to a new location at 806 Stone Creek Parkway, Suite 1, Louisville, KY 40223. The new office is just off of S. Hurstbourne Parkway between Shelbyville Road and Interstate 64.

We will only be about 4-5 miles from the current office. All phone numbers, email addresses and other forms of contact will remain the same.

Our last day at the current office will be Wednesday April 14th. We will be moving on April 15th and 16th and then re-open at the new location on Monday April 19th. During the move, our access to email and Voicemail may be limited. However, if you leave a message, we should get back to you within 24 hours. Feel free to contact us if you have any questions. Thanks!