Classic Car Insurance

It’s no ordinary car. Get the right kind of coverage. Serving Louisville and all of Kentucky.

It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.

Not all classic or antique cars are used the same, so Independent Agents of Kentucky will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Here are some features you should look for when shopping for classic car insurance:

  • Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
  • Low Rates: Why pay full-time insurance when you drive your collector car only part-time?
  • Coverage Options: Not all collector cars are the same, so Independent Agents of Kentucky can work with you to determine the right amount of coverage to meet your specific needs.
  • Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
  • Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car?

Talk with Independent Agents of Kentucky today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.


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We're Moving

Our insurance agency is continuing to grow, so we are moving to a new location at 806 Stone Creek Parkway, Suite 1, Louisville, KY 40223. The new office is just off of S. Hurstbourne Parkway between Shelbyville Road and Interstate 64.

We will only be about 4-5 miles from the current office. All phone numbers, email addresses and other forms of contact will remain the same.

Our last day at the current office will be Wednesday April 14th. We will be moving on April 15th and 16th and then re-open at the new location on Monday April 19th. During the move, our access to email and Voicemail may be limited. However, if you leave a message, we should get back to you within 24 hours. Feel free to contact us if you have any questions. Thanks!